Banking

beautifully

simple

Join the over 20,000 entrepreneurs who use our modern checking account.

Try it free

Try it free

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Try it free

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Open Account

Open Account

Open Account

Finance visa card
Finance visa card

Fx rate

USD

EUR

0.9143

↑ 0.12%

Fx rate

USD

EUR

0.9143

0.12%

Total balance

$12,448

↑ 2.3% week

Total balance

$12,448

↑ 2.3% week

Total balance

$12,448

↑ 2.3% week

Payment received

+$1198.0

from Apple Inc.

Payment received

+$1198.0

from Apple Inc.

Payment received

+$1198.0

from Apple Inc.

Payment received

+$1198.0

from Apple Inc.

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  • FDIC insured up to $250K

  • No monthly fees

  • 4.92% APY on savings

  • Bank grade security

  • FDIC insured up to $250K

  • No monthly fees

  • 4.92% APY on savings

  • Bank grade security

FDIC insured up to $250K

No monthly fees

4.92% APY on savings

Bank grade security

FDIC insured up to $250K

No monthly fees

4.92% APY on savings

Bank grade security

  • FDIC insured up to $250K

  • No monthly fees

  • 4.92% APY on savings

  • Bank grade security

  • FDIC insured up to $250K

  • No monthly fees

  • 4.92% APY on savings

  • Bank grade security

ACCOUNTS

Your personal life is

your

business.

With Finlance, you get two accounts, two cards, and two transaction feeds. Separate personal and business spending and move money between them in seconds.

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PERSONAL

Personal Account.

Bills, savings, treats, the lot one beautiful home for your everyday money.

2%

APY on savings

$0

monthly fees

Learn more

Learn more

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PERSONAL

Personal Account.

Bills, savings, treats, the lot one beautiful home for your everyday money.

2%

APY on savings

$0

monthly fees

Learn more

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BUSINESS

Business Account.

Payroll, vendors, taxes built for the way modern teams actually spend.

1%

cashback on spend

38

currencies supported

Learn more

Learn more

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BUSINESS

Business Account.

Payroll, vendors, taxes built for the way modern teams actually spend.

1%

cashback on spend

38

currencies supported

Learn more

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Instant transfer

Instant transfer

Instant transfer

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FEATURES

Everything you need,

Everything you need,

nothing

you don't.

A complete banking stack built thoughtfully, designed beautifully, priced fairly. No hidden fees, no surprises.

A complete banking stack built thoughtfully, designed beautifully, priced fairly. No hidden fees, no surprises.

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Multi currency accounts

Hold, send, and receive 38 currencies at interbank rates. No middlemen, no markup.

Learn more

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Multi currency accounts

Hold, send, and receive 38 currencies at interbank rates. No middlemen, no markup.

Learn more

Premium debit cards

Beautifully designed cards with virtual options, instant freeze, and global acceptance.

Learn more

Premium debit cards

Beautifully designed cards with virtual options, instant freeze, and global acceptance.

Learn more

Wealth on autopilot

Earn 4.92% APY automatically, with intelligent portfolios tuned to your goals.

Learn more

Wealth on autopilot

Earn 4.92% APY automatically, with intelligent portfolios tuned to your goals.

Learn more

Bank grade security

256 bit encryption, biometric login.

Bank grade security

256 bit encryption, biometric login.

Bank grade security

256 bit encryption, biometric login.

Concierge support

24/7 human help, 90 second response.

Concierge support

24/7 human help, 90 second response.

Concierge support

24/7 human help, 90 second response.

Instant transfers

Free SEPA,ACH, and FedNow same day.

Instant transfers

Free SEPA,ACH, and FedNow same day.

Instant transfers

Free SEPA,ACH, and FedNow same day.

FDIC insured

Up to $250,000 via our partner banks.

FDIC insured

Up to $250,000 via our partner banks.

FDIC insured

Up to $250,000 via our partner banks.

CARDS

One card.

Endless

control.

Issue physical and virtual cards instantly. Set spending limits, freeze with a tap, and track every transaction in real time. Built for the way modern money moves.

Up to 8% cashback on travel

No foreign transaction fees, anywhere

Up to 8% cashback on travel

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DASHBOARD

Clarity

at every glance.

A workspace for your money beautifully organized, instantly understood.

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TRUSTED BY 200,000+ AMBITIOUS PEOPLE AND TEAMS

  • Bloomberg

  • Forbes

  • Financial Times

  • TechCrunch

  • WSJ

  • Wired

  • The Verge

  • Bloomberg

  • Forbes

  • Financial Times

  • TechCrunch

  • WSJ

  • Wired

  • The Verge

+

$

0B

in customer deposits

+

$

0B

in customer deposits

+

0B

in customer deposits

+

0K

members worldwide

+

0K

members worldwide

+

0K

members worldwide

0

supported currencies

0

supported currencies

0

supported currencies

24/

0

human concierge support

24/

0

human concierge support

24/

0

human concierge support

Loved

by those who demand better.

  • Finlance replaced four different tools we

    were patching together. Cleaner, faster,

    and somehow cheaper.

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    Marcus King

    CFO, Aperture Labs

  • Finlance replaced four different tools we

    were patching together. Cleaner, faster,

    and somehow cheaper.

    Icon

    Marcus King

    CFO, Aperture Labs

  • The multi currency accounts alone saved

    us over $80K last year. The product is

    just a delight to use.

    Sofia Okonkwo

    Founder, Northwell Capital

  • I've never seen a banking product that

    feels this thoughtful. The concierge team

    responds in minutes, not days.

    Icon

    Daniel Reyes

    Managing Partner, Velocity Holdings

  • I've never seen a banking product that

    feels this thoughtful. The concierge team

    responds in minutes, not days.

    Daniel Reyes

    Managing Partner, Velocity Holdings

  • Finlance replaced four different tools we

    were patching together. Cleaner, faster,

    and somehow cheaper.

    Icon

    Marcus King

    CFO, Aperture Labs

  • Finlance replaced four different tools we

    were patching together. Cleaner, faster,

    and somehow cheaper.

    Icon

    Marcus King

    CFO, Aperture Labs

  • The multi currency accounts alone saved

    us over $80K last year. The product is

    just a delight to use.

    Sofia Okonkwo

    Founder, Northwell Capital

  • I've never seen a banking product that

    feels this thoughtful. The concierge team

    responds in minutes, not days.

    Icon

    Daniel Reyes

    Managing Partner, Velocity Holdings

  • I've never seen a banking product that

    feels this thoughtful. The concierge team

    responds in minutes, not days.

    Daniel Reyes

    Managing Partner, Velocity Holdings

  • Finlance replaced four different tools we

    were patching together. Cleaner, faster,

    and somehow cheaper.

    Icon

    Marcus King

    CFO, Aperture Labs

  • Finlance replaced four different tools we

    were patching together. Cleaner, faster,

    and somehow cheaper.

    Icon

    Marcus King

    CFO, Aperture Labs

  • The multi currency accounts alone saved

    us over $80K last year. The product is

    just a delight to use.

    Sofia Okonkwo

    Founder, Northwell Capital

  • I've never seen a banking product that

    feels this thoughtful. The concierge team

    responds in minutes, not days.

    Icon

    Daniel Reyes

    Managing Partner, Velocity Holdings

  • I've never seen a banking product that

    feels this thoughtful. The concierge team

    responds in minutes, not days.

    Daniel Reyes

    Managing Partner, Velocity Holdings

MORE THAN BANKING

Everything you'd expect

from your bank. And

more.

A complete banking toolkit, polished to the smallest detail.

ATM withdrawals

Pay zero fees at 55,000+ AllPoint® ATMs worldwide.

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Monthly statements

Auto generated each month, with custom ranges and one click export.

PDF

November 2026

PDF

October 2026

PDF

September 2026

PDF

August 2026

PDF

July 2026

PDF

June 2026

PDF

May 2026

PDF

April 2026

PDF

March 2026

PDF

February 2026

PDF

January 2026

PDF

December 2025

Apple Pay & Google Pay

Add your virtual cards in seconds, straight after signing up.

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MOBILE

Finlance Mobile.

Real time notifications, biometric login, instant transfers, Face ID. All the goodness, in your pocket.

Download on the App Store

Download on the App Store

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MOBILE

Finlance Mobile.

Real-time notifications, biometric login, instant transfers, Face ID. All the

goodness, in your pocket.

Download on the App Store

Download on the App Store

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MOBILE

Finlance Mobile.

Real time notifications, biometric login, instant transfers, Face ID. All the goodness, in your pocket.

Download on the App Store

Download on the App Store

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MOBILE

Finlance Mobile.

Real time notifications, biometric login, instant transfers, Face ID. All the goodness, in your pocket.

Download on the App Store

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Shape

PREMIUM

Can you lift your
new metal card?

Forged from titanium, weighing 28 grams heavier than the Amex Platinum.

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16g

titanium weight

0%

cashback travel

∞

lounge access

24/7 concierge support.

Reach a real human in under 90 seconds, any time of day. Why settle for chatbots?

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Under 18? No problem.

Sign up in minutes with consent from a parent or guardian built to grow.

SWITCH ACCOUNT

Ben Sachs

Parental account

Personal

1 card · $2,540.20

Business

2 cards · $50,400.00

Under 18? No problem.

Sign up in minutes with consent from a parent or guardian built to grow.

SWITCH ACCOUNT

Ben Sachs

Parental account

Personal

1 card · $2,540.20

Business

2 cards · $50,400.00

BLOG POSTS

Insights, ideas, and

stories

from Finlance

View all posts

View all posts

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View all posts

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PRODUCT

Behind the design: building our new dashboard.

How we rebuilt the dashboard from scratch information density without sacrificing clarity.

Sam Chen

Aug 8, 2026

9 min Read

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PRODUCT

Behind the design: building our new dashboard.

How we rebuilt the dashboard from scratch information density without sacrificing clarity.

Sam Chen

Aug 8, 2026

9 min Read

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MARKETS

Multi currency: a practical guide to all 38 we support.

When to hold which currency, and where to expect the fewest surprises across borders.

woman in floral-themed cardigan leaning on fence in bokeh photography

Priya Singh

Jul 21, 2026

7 min Read

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MARKETS

Multi currency: a practical guide to all 38 we support.

When to hold which currency, and where to expect the fewest surprises across borders.

woman in floral-themed cardigan leaning on fence in bokeh photography

Priya Singh

Jul 21, 2026

7 min Read

Banner

GUIDES

How to choose the right business account in 2026.

Six things to weigh before you switch from fees to features that actually move the needle.

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Jordan Park

Jul 12, 2026

6 min Read

Banner

GUIDES

How to choose the right business account in 2026.

Six things to weigh before you switch from fees to features that actually move the needle.

Image

Jordan Park

Jul 12, 2026

6 min Read

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